Mandatory Plan (Hard Waiver Plan) - Premiums
TIMELY UPDATES
PREMIUMS
Students required to participate in the mandatory plan must enroll in each coverage period separately (Fall and then Spring/Summer). Coverage cannot be purchased on an annual basis.
Premiums and methods of payment depend upon your student status. Please note: there
is no partial-semester coverage. E.g., if you enroll for Spring/Summer coverage and
finish your studies in March, you are covered through July 31 and are responsible
for payment of premiums for the entire Spring/Summer coverage period.
Health Insurance Premiums
| Plan |
Fall 2025 |
Spring/Summer 2026 (coverage 1/1/26-7/31/26) |
Summer Only 2026 (coverarage 5/1/26-7/31/26) |
| Student | $1,231 | $1,705 | $740 |
| Spouse | $1,354 | $1,875 | $814 |
| One Child | $1,354 | $1,875 | $814 |
| Two or more children | $2,707 | $3,750 | $1,628 |
| Spouse + 2 or more children | $4,061 | $5,625 | $2,442 |
Add the above premiums together to determine the total premium for the appropriate desired student and dependent coverage. Ex., A student wishes to have Fall coverage for the student, a spouse and one child. The total premium due for Fall coverage for a student ($1,231), a spouse ($1,354) and one child ($1,354) is $3,939. Dependents cannot be covered unless the student is covered.
UGA PREMIUM SUBSIDY
UGA Premium Subsidy for Student Only Coverage: UGA will pay 50% of the premium for student only coverage for graduate students receiving
qualified assistantships, qualified fellowships, or qualified training grants. The
50% premium subsidy applies only to health insurance coverage for the Student Health
Insurance Plan’s student only coverage and does not apply to any health insurance
plan option chosen from the health care exchange or marketplace. The subsidy applies
to Fall coverage and Spring/Summer coverage only.
2025-2026 UGA Premium Subsidy for Eligible Mandated UGA Students
(Student Only Coverage)
| Plan |
Student Contribution |
UGA Contribution | Total Premium |
| FALL 2025 | |||
| Coverage from 8/1/25-12/31/25 | $615.50 | $615.50 | $1,231.00 |
| SPRING/SUMMER 2026 | |||
| Coverage from 1/1/26-7/31/26 | $852.50 | $852.50 | $1,705.00 |
| SUMMER ONLY 2026 | |||
| Coverage from 5/1/26-7/31/26 | $740.00 | $0.00 | $740.00 |
Questions about student health insurance can be directed to gshiplan@uga.edu or 706-542-2222.
PAYMENT OF PREMIUMS
Mandated Students:
- The premium for student coverage is placed as a single charge on the student’s UGA student account.
- Students eligible for the UGA premium subsidy will have a Health Insurance Premium Waiver (detail code OH19) applied to their UGA student account to cover 50% of the premium for student coverage.
- Students on a graduate assistantship have the option to pay this balance in full by the due date or login to their Student Account to determine if they are eligible for enrollment in the Graduate Assistantship Payment Plan. Please visit the UGA Bursar and Treasury Services website for information regarding the Graduate Assistantship Payment Plan (select Students & Parents, then Payments).
- If a student has an approved waiver request to opt out of the mandatory plan, a student health insurance waiver is applied to the student’s UGA Student Account within seven (7) business days from the date of the waiver request approval. The waiver covers the charge for the mandatory student health insurance plan premium.
Dependent premiums are paid directly to United Healthcare Student Resources at the time of enrollment. The coverage period premium is due in full at the time of enrollment.
QUESTIONS
Questions about student health insurance can be directed to gshiplan@uga.edu or 706-542-2222.
Questions concerning plan benefits or claims can be directed to United Healthcare
Student Resources customer service at 866-403-8267.