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Student Insurance Voluntary Plan - Summary

 

SUMMARY    

   

The enrollment period for Annual 2025-2026 coverage or Fall 2025 coverage is July 21, 2025 - September 12, 2025.

Annual 2025-2026 coverage effective dates:  August 1, 2025 – July 31, 2026

Fall 2025 coverage effective dates:  August 1, 2025 – December 31, 2025


The Voluntary Student Health Insurance Plan is with the University System of Georgia Board of Regents student health program administered by United Healthcare Student Resources. It is an accident and sickness insurance policy that provides coverage worldwide. It includes diagnosis and treatment of illness, injury, or medical conditions, along with preventive care benefits. Benefits include physician, hospital, surgical, pharmacy, behavioral health services (i.e., mental health / substance abuse), as well as legally-mandated benefits.

Coverage under this plan cannot be ended early.

 
 

 

 

WHO IS ELIGIBLE?    

   

UGA students who are not required to have health insurance through the UGA Mandatory Student Health Insurance Plan may voluntarily purchase the Voluntary plan if they are enrolled in a minimum of six (6) credit hours per term and are enrolled in a degree-seeking program.

Graduate and professional students who are not required to have health insurance through the UGA Mandatory Student Health Insurance Plan may voluntarily purchase the Voluntary plan if they are enrolled in a minimum of three (3) graduate credit hours per term and are enrolled in a degree-seeking program. Please review the policy brochure on the United Healthcare website for complete details about eligibility.

 
 

 

Individuals with Optional Practical Training (OPT) approval, Postdoctoral Research Fellows, Postdoctoral Research Fellow Adjuncts, Intensive English Language and Visiting Scholars are eligible to purchase the Voluntary Student Health Insurance Plan.  These individuals should contact UGA Human Resources at gshiplan@uga.edu or 706-542-2222 to request an enrollment form.

 
 

 

 

PLAN INFORMATION     

   

Be sure to read your policy brochure to find information about benefits and the use of the University Health Center and any referral requirements to other doctors. 

triangleVisit the United Healthcare site to view the plan brochure, prescription drug list, or search for participating providers.

 

 

Health Center Fee Information

If a student has not paid the UGA Health Center fee, the student should be aware that the plan does not cover services/charges normally covered by the UGA Health Center fee. A non-fees paid student must still utilize the Health Center for care per the plan requirements (see the brochure regarding referral requirements and exceptions),  but the student will be responsible for paying the charges normally covered by the Health Center fee.

Referrals for Outside Care

Effective August 1, 2025, a Health Center referral is no longer required to be obtained by the insured student if the student is seeking medical treatment outside of the UGA Health Center. 

 

 

ENROLL 

   

 Visit the United Healthcare enrollment site: 

 

 
 

 

1. Find the policy you're interested in (be sure to choose between "domestic" or "international") and select "Explore Policy"

2. Select "Get Started" in the bottom right corner of the page

Premiums are paid directly to United Healthcare Student Resources at the time of enrollment. Students may also purchase health insurance coverage for their legal spouse and eligible dependent children under age 26 for an additional premium.


PLAN PREMIUMS 

 
 


Premiums for Undergraduate and Graduate Students who are not mandated to have health insurance coverage but wish to purchase health insurance through United HealthCare:

 

Health Insurance Premiums

Plan

Annual Coverage 2025-2026
(8/1/25-7/31/26)

Fall 2025
(8/1/25-12/31/25)

 Spring/Summer 2026
(1/1/26-7/31/26)		 Summer Only 2026
(5/1/26-7/31/26)
Student $4,114 $1,724 $2,390 $1,037
Spouse $4,525 $1,897 $2,628 $1,141
One Child $4,525 $1,897 $2,628 $1,141
Two or more children $9,052 $3,795 $5,256 $2,282
Spouse + 2 or more children $13,577 $5,692 $7,884 $3,423

 

Add the above premiums together to determine the total premium for the appropriate desired student and dependent coverage.  Ex., A student wishes to have annual coverage for the student, a spouse, and one child.  The total annual premium due for coverage for a student ($4,114), a spouse ($4,525), and one child ($4,525) is $13,164. Dependents cannot be covered unless the student is covered.

  • Students who wish to enroll in the voluntary plan can choose to enroll in (1) annual coverage or (2) fall coverage only during the fall enrollment period, and then (3) spring/summer coverage later, if desired.
  • Students on the Voluntary Plan pay United Healthcare Student Resources directly at the time of enrollment for student and dependent premiums. The coverage period premium is due in full at the time of enrollment.

 

INSURANCE CARDS 

   

Insurance ID cards are available electronically approximately 48-72 business hours after a student enrolls. Students can access their insurance ID card electronically 24 hours a day through their United Healthcare My Account. Register or sign in to your United Healthcare MyAccount at www.uhcsr.com/myaccount. United Healthcare will not mail insurance cards unless a student requests one to be mailed through his/her My Account.

 
 

 

 

QUESTIONS     

   

 Questions about student health insurance can be directed to gshiplan@uga.edu or 706-542-2222.

 

Questions concerning plan benefits or claims can be directed to United Healthcare Student Resources customer service at 866-403-8267.