FMLA and health insurance
Whether utilizing paid or unpaid time, employees may continue their insurance benefits during FMLA leave by paying their portion of the premiums. Below is an example of how FMLA can impact the payment of your health care premium.
University contribution - the portion of your health insurance cost the University of Georgia pays as a benefit for you
Premium - the portion of your health insurance cost you are required to pay after the UGA contribution
You have missed work and have been in a leave without pay status for an entire calendar month. As a result, your premium and the University contribution have not been paid. Under University of Georgia policies, your health coverage is not current unless the UGA contribution and your premium are paid for that month. In this example, your benefits summary is as follows:
The UGA contribution toward your health coverage is $400 per month
Your premium for your health coverage is $100 per month
Under FMLA, you must make arrangements to pay the $100 premium. The University of Georgia will pay its contribution of $400.
Other benefits while on FMLA
Employees on FMLA without pay may also continue participation in other benefits (for example, dental, life, LTD, AD&D) by making arrangements to pay the premiums while not receiving a paycheck.
If you have any questions about your insurance as it relates to Family & Medical Leave, please contact UGA Human Resources at 706-542-2222.