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Email: hrweb@uga.edu

University System of Georgia Benefits

Consumer Choice HSA health plan


The Consumer Choice HSA health plan is a high deductible health plan. IMPORTANT -- Individuals with J-1/J-2 Visa status are not eligible to select the HSA Open Access POS health plan.

Consumer Choice HSA health plan:

View the 2017 premium and coverage information (comparison of all 2017 health plans).

Pharmacy plan

For 2017:

Your Blue Cross Blue Shield health card is also your pharmacy card.

 

phone Blue Cross Blue Shield customer service: 800-424-8950

What about health insurance when I retire?
Information for new hires (after 1/1/2013) regarding employer healthcare contributions for retirees.

Adding dependents to your coverage
When adding dependents to your insurance, you must provide appropriate documentation. When dropping dependents from your coverage at times other than open enrollment, you must also provide supporting documentation. Contact HR to learn what type of documentation is needed.

Use the the OneUSG Connect - Benefits  website to add dependents to your coverage. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect - Benefits Call Center toll free at 1-844-5-USGBEN (1-844-587-4236).

NEW Expecting a baby? Join Future Moms, a program to help you through pregnancy and delivery. Learn more about Future Moms.

castlight tool

This plan is eligible for the castlight comparison tool, helping you shop for healthcare by cost and quality.
Click here to register for castlight.

bullet  Enroll

If you wish to enroll in University System benefits, you must do so within 30 days of your employment date using the OneUSG Connect - Benefits  website. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect Call Center toll free at 1-844-5-USGBEN (or (1-844-587-4236).

If you do not enroll during the 30-day period, you must wait until the annual open enrollment period, unless you experience an IRS-approved life event change.

Health Savings Accounts

Individuals who enroll in the Consumer Choice HSA plan are eligible to open a health savings account (HSA). The University System of Georgia has an agreement with Optum whereby you may contribute to your HSA via pre-tax payroll deduction. You are not required to use Optum, but if you choose another HSA, you will NOT be able to use the payroll deduction feature and therefore, will not receive any match money as described below. If you enroll in the Consumer Choice HSA plan, you will receive a welcome letter to your home address from Optum. HSAs roll over from year to year. View the spending account snapshot to review your spending account options.

Limited purpose flexible spending account (LPFSA)
Employees contributing to HSAs are eligible to enroll in an LPFSA for dental and vision care expenses only. This allows you to make more pre-tax contributions. The LPFSA is a use-it-or-lose-it account, so you should plan conservatively.

Employer match

Employees who open an Optum HSA are eligible to receive an annual employer “match” for contributions to their health savings accounts, based on their own contributions via payroll deduction. For 2015:

  • Employees with individual coverage can receive a maximum match of $375.
  • Employees with more than individual coverage can receive a maximum match of $750.
  • If you do not make any contributions via payroll deduction to an Optum HSA, you will not receive any matching money.

Which preventive care procedures are covered at 100% for the Consumer Choice HSA? View the Blue Cross Blue Shield preventive health guidelines.

Locating providers in the Consumer Choice HSA health plan network:

Use the OneUSG Connect - Benefits  website to locate in-network providers. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect Call Center toll free at 1-844-5-USGBEN (or (1-844-587-4236).

Your Optum health savings account (HSA)

If you have questions about your University System of Georgia benefits, you mayvisit the OneUSG Connect - Benefits  website. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect - Benefits Call Center toll free at 1-844-5-USGBEN (1-844-587-4236).

Revised 06.12.17