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                  All employees (excluding students) within the University System of Georgia, as a condition of employment must
                  be enrolled in a retirement plan. Your plan options will be based on your employment status. In addition to one of the                                  required plans, USG offers supplemental retirement saving plans. For more information, visit
the USG Retirement Site.

 

NEW HIRE EMPLOYEES

 

As a new member of the UGA family, here are some resources to get you started on your financial goals for retirement, either through TRS or ORP. 

Employees working 20 hours or more per week must enroll in a mandatory retirement plan.

If you are a regular employee working 30 hours or more per week are eligible to enroll in the USG healthcare or voluntary benefits plans. Even if you don’t work 30 hours or more, USG offers a number of benefits and programs that you and your eligible dependents can participate in. Learn more here.

CURRENT EMPLOYEES 

 

As a current full/partial benefits eligible employee, you have already elected to participate in either ORP or TRS.

 

The USG provides steps to help ensure that you meet your financial goals in retirement.

 

Click the text to your left or visit the current employee retirement tips here!

SAVING MORE 

 

In addition to your TRS, ORP, or ERS, you can save even more in the 457(b) and 403(b) Plans.

These plans are supplemental retirement plans that  provide options for deferring pre-tax and after-tax income for retirement saving. 

All exempt employees and nonexempt employees (except for student workers) may enroll in the 403(b) Plan and/or 457(b) Plan at any time during employment. 

PLANNING FOR RETIREMENT

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

When nearing retirement, you want to make sure you are prepared. USG can help you do just that to ensure that the only thing you have to worry about is which beach to visit next. 
 
Click the "Nearing Retirement header to your left, or visit the USG Planning for Retirement page to learn and prepare for to utilize your retirement benefits.

Retiring soon? UGA Retirement Benefits Counselors are here to guide you through the entire retirement process. 

Schedule a pre-retirement appointment as early as 3-5 years prior to your anticipated retirement date and a final retirement appointment between 3-6 months prior to your retirement date.