Changing benefits due to life events

IRS Section 125 guidelines prohibit certain changes in benefits elections during the plan year with the exception of IRS-approved "life events." In most cases, the request to change coverage must be submitted no later than 30 days after the life event and documentation must be provided.

To request a life event change, please send an email to Be sure to include in the email:

  • Your name
  • The life event (adoption or birth of a child, etc.)
  • Date of life event
  • The name of spouse and/or dependent impacted by this change

Please read more about your specific life event.

Birth or adoption




Continuation of benefits after separation of employment (COBRA)

Coverage for children over age 19


Revised 1.27.17