Long-term disability insurance
The University System of Georgia's Long Term Disability (LTD) insurance plan provides you partial income replacement if you are unable to work for at least 90 days as a result of serious illness or injury. The cost of the plan is determined by your salary and age. Premiums for the plan are deducted from your payroll check.
To file a disability claim: (1) Call 866-832-5759 (Monday through Friday, 8:00am – 11:00pm, EST) and (2) complete
the Leave Declaration for Disability Claims form.
Please note: all faculty who are paid on a ten-month payroll basis will have their premiums adjusted from January-May to include premiums from June and July coverage. (i.e., January-May premiums will be higher.)
MetLife long-term disability insurance provides 60% salary replacement in the event you are unable to work for at least 90 days due to serious illness or injury. The cost of the plan is based on your salary. The rate for 2019 is .266% / $100 of covered salary.
For example, if your gross monthly salary is $2500, your monthly premium would be 25 x .266% or only $6.65 per month. Per LTD plan rules, individuals with pre-existing conditions are not allowed to file claims for that condition for 365 days.
See below for enrollment instructions. You may enroll during your first 30 days of
employment or during the annual open enrollment period.
View details about the MetLife LTD plan, including details for filing a claim and access to the Disability Summary Plan Document.
The LTD plan coordinates with other income replacement plans you may receive as a result of your disability. LTD coordinates with other types of income benefit plans including, but not limited to, annual leave, sick leave, Workers' Compensation, Social Security Disability, and retirement plans such as the Teachers Retirement System of Georgia. In the event you are disabled, if you receive at least 60% of your monthly income from one or more of these other income benefit plans, you will still receive $100 per month from the LTD plan. If the other income benefit plans do not provide you with at least 60% of your lost monthly income, LTD will make up the difference so the plans together provide you with 60% of your income.
If you wish to enroll in University System benefits, you must do so within 30 days of your employment date using the OneUSG Connect - Benefits website. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect - Benefits Call Center toll free at 1-844-5-USGBEN (1-844-587-4236).
If you do not enroll during the 30-day period, you must wait until the annual open enrollment period, unless you experience an IRS-approved life event change.
- New employees should visit the OneUSG Connect - Benefits website to enroll.
- Current employees who wish to make coverage changes due to life events should also use the OneUSG Connect - Benefits website to request changes.
If you have questions about your University System of Georgia benefits, you may visit the OneUSG Connect - Benefits website. Select the UGA logo and use your MyID and password to log in. If needed, you may also call the OneUSG Connect - Benefits Call Center toll free at 1-844-5-USGBEN (1-844-587-4236).
If you have questions about filing a disability claim or taking leave due to a disability, please contact UGA Human Resources at 706-542-2222 or firstname.lastname@example.org.